Terms of Service

Last Updated: April 1, 2025

Introduction

Welcome to Prime Business Hub. These Terms of Service (“Terms”) govern your access to and use of the Prime Business Hub website, platform, and services (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Services.

Definitions

• “Company,” “we,” “us,” and “our” refer to Prime Business Hub.
• “You” and “your” refer to the individual or entity accessing or using the Services.
• “Content” refers to any text, graphics, images, music, software, audio, video, information, or other materials that may be viewed on, accessed through, or contributed to the Services.
• “User Content” refers to Content that users submit, post, or transmit to, through, or in connection with the Services.

Services Description

Prime Business Hub provides a platform that offers:

• Medical education and career advancement services
• Healthcare and wellness services
• Lifestyle and concierge services

The specific Services available to you depend on the package or subscription you select and may be subject to additional terms and agreements.

Account Registration and Eligibility

Account Creation

To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Account Security

You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Eligibility

You must be at least 18 years old to use our Services. By creating an account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Service Fees and Payment Terms

Fees

Fees for our Services vary based on the specific services you select. All fees are stated in US dollars unless otherwise specified.

Payment

We accept major credit cards, bank transfers, and other payment methods as specified on our website. You authorize us to charge the applicable fees to your chosen payment method.

Refunds

Our refund policy varies by service type:

• For educational services: Refunds may be available within 14 days of purchase if no services have been rendered.
• For healthcare services: Refunds for unused portions of prepaid services may be available upon request.
• For concierge services: Refunds are subject to the specific terms of your service agreement.

User Conduct and Responsibilities

Prohibited Activities

You agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Submit false or misleading information
• Use the Services for unauthorized commercial purposes
• Interfere with the proper functioning of the Services
• Attempt to access, tamper with, or use non-public areas of the Services
• Use any automated means to access or use the Services
• Introduce malicious code or viruses to the Services

User Content

You retain ownership of any User Content you submit through our Services. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute such User Content for the purpose of providing and improving our Services.

You represent and warrant that you own or have the necessary rights to submit your User Content and that such content does not violate the rights of any third party or any applicable laws.

Intellectual Property Rights

Our Content

The Services and their original content, features, and functionality are owned by Prime Business Hub and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, modify, create derivative works of, publicly display, or publicly perform any of our content without our express written permission.

Trademarks

The Prime Business Hub name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Prime Business Hub or its affiliates. You may not use such marks without our prior written permission.

Healthcare Services Provisions

Not Medical Advice

Information provided through our Services is for informational purposes only and is not intended as medical advice. Always consult with a qualified healthcare provider for medical advice, diagnosis, or treatment.

Telehealth Services

For telehealth services, additional terms and conditions apply, including consent to telehealth services and compliance with applicable telehealth laws and regulations.

Medical Records

Medical records are maintained in accordance with applicable healthcare laws and regulations. You may request access to your medical records as permitted by law.

Educational Services Provisions

Not a Guarantee

Our educational services are designed to assist with medical education and career advancement but do not guarantee acceptance into specific programs, successful licensing, or career placement.

Academic Integrity

You agree to maintain academic integrity when utilizing our educational services and not to use our Services to engage in academic dishonesty or violate the policies of any educational institution.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL PRIME BUSINESS HUB, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES
• ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES
• ANY CONTENT OBTAINED FROM THE SERVICES
• UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT

REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

Indemnification

You agree to defend, indemnify, and hold harmless Prime Business Hub and its licensees, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Services.

Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms.

Governing Law and Dispute Resolution

These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or your use of the Services shall be resolved through:

1. Informal negotiation (within 60 days of written notice)
2. Mediation in New York, NY (if negotiation is unsuccessful)
3. Binding arbitration in New York, NY (if mediation is unsuccessful)

You agree to submit to the personal and exclusive jurisdiction of the courts located in New York County, New York for any disputes not subject to arbitration.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and Prime Business Hub regarding our Services and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning the subject matter.

Contact Us

If you have any questions about these Terms, please contact us at:

Email: info@primebusinesshub.com